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Insurance in Italy and Jewellery insurance claims


Health Insurance in Italy
Learn the health insurance system in Italy
And the health insurance organization in Italy in the first place at the regional level through the establishment of a national SERVIZIO Sanitario Nazionale (SSN), which provides comprehensive coverage, including full funding of public doctors and medicines. Formed in 1978, SSN increased access to medical insurance in Italy.

While public services in Italy are reliable, as a foreigner you also have the option to get private health insurance in Italy, in which the majority of foreigners tend to do it in. It is important to understand what kind of health insurance in Italy you qualify for a long time before stepping on a plane. Medical insurance in Italy is a prerequisite if you are planning to stay longer than 90 days.

Eligibility for foreign students

If you are international students, health insurance is required in Italy before you arrive. It is necessary to visit a health care provider for your home, you must obtain the necessary documents to prove proof of coverage, and show these documents both in the Italian consulate nearest to you, as well as in the police department by editing a coupon, or the police station, within eight days from the entrance to the country. This information is critical, and, in order to extend the period of time in Italy for more than 90 days, you must obtain a permit to stay. Without proof of coverage from your home provider, and this is impossible to do.

Private insurance in Italy

If you have a private house in the cover, as a citizen from outside the EU, different requirements. For private health insurance in Italy to be valid and to obtain a residence permit, and include some of the requirements, but are not limited to: legitimacy in the Schengen area, the minute coverage and expenses and the ceiling of 30,000 euros.

If you choose to continue your health insurance in Italy, it is recommended that you invest in the National Coalition Alaraca- Assitalia Insurance, which represents urgent medical assistance in the emergency room of any hospital. This costs about 49 € for a period of six months and 98 euros for a period of one year.

General insurance in Italy

If you opt for a policy of public health insurance in Italy, and then you, of course, will be to participate in the mentioned social safety net. In order to apply, there is a fee of around € 145, which must be paid for in the post office, while completing MODELLO F24 model. After a petition for a residence permit, you must bring this form (which shows that you have paid), a valid passport, as well as your receipt showing apply for a residence permit. Once you have these documents, you must visit A.S.L., local health branch in your area, in order to complete the insurance application process. This medical insurance in Italy allows for full coverage, and not only in emergencies, such as private insurance.

The goal of health insurance in Italy is to be available to all citizens, including foreigners. Whether you choose to stay with your health care provider from home or the adoption of State Insurance, coverage in times of need or guaranteed a state of emergency.

We buy contents insurance to provide the necessary funds to replace the items if there is a problem. But policies vary widely, so you need to get one that provides adequate coverage, especially if you have a lot of valuables. Otherwise, you could end up out of pocket in the event of a claim.

Standard contents insurance covers your belongings up to a certain extent, and often calculated according to the number of bedrooms in your home.

Your policy may, for example, the cover up to £ 40,000. In other words, if the destruction of all your belongings, you can claim a maximum of £ 40,000.

What is the one element?

Limit one item is a clause in most insurance policies on the house, which refers to the maximum amount an individual (such as a loop) will be covered because you need to make a claim.

Reduce one element is usually between £ 1500 and £ 2500.

Let’s say your home insurance policy has a limit and one of £ 2,000. You could continue to sue to get a total of £ 40,000, but the most you can claim for any one item will be £ 2000.

So, if your gold ring worth £ 2500, the insurance company will only pay up to £ 2000.

However, there are ways to protect your items more valuable, as we explain below …

Engagement ring insurance hour

Most insurance companies offer a range of policies to suit different needs and budgets.

So if you have something that is worth more than one item – such as reducing the engagement ring or an hour – you must call your home insurance company and get the item listed separately on your policy. This way you will be insured for up to the full value.

If, on the other hand, you have a large collection of jewelry, you may have to pay extra for a policy with higher limits public one item.

Instead, you can get a separate engagement ring insurance or watch insurance through a specialized insurance company.

Include personal property




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